About Crypto.com Pay
Overall judgement
Crypto.com Review scores
Transaction fees
Functionalities
Accepted cryptocurrencies
Ease of setup
Customer support
Positives
- Free and easy integration
- No transaction fees but they do ask 0,5% in settlement fees.
- Smooth payment gateway for current crypto.com customers
- Over 30 cryptocurrencies are accepted
- Well known brand
Negatives
- Only customers with the Crypto.com app installed can safely pay with crypto.com.
- Their offline integration is only available for selected merchants
- Rated 2 out of 5 based on 6.000+ reviews
Transaction fees
Crypto.com Pay has one of the more attractive fees as they do not charge any transaction fees. They do however charge 0.5% in settlement fees and 1% in payout fees, which are not as clearly communicated. Finally, only selected merchants are currently able to receive payouts in fiat. Overall, the total fees are still competitive, including their more hidden fees.
Functionalities
Crypto.com actually delivers two types of crypto payment methods.
- The first being the option for crypto.com users to complete their purchase using their crypto.com app and balance.
- The second option enables, after a merchant activates this, customers to pay with well known external wallet connection like Metamask and Walletnow.
The first option works very smooth, is competitive in fees and is safe. There is one obvious drawback, if the customer is not one of the 50 million crypto.com users, he or she will not be able to pay.
This is likely the reason for crypto.com Pay also providing the option for merchants to enable these external wallet connections. We do not recommend activating these external wallets as this can harm the safety of your own customers, as you can read in our safety blog.
Besides this, crypto.com Pay delivers an invoicing system and volatility protection as every purchase will be automatically converted to a pre-defined currency, which can include fiat.

Accepted cryptocurrencies
Crypto.com Pay enables merchants to accept over 30 different cryptocurrencies. Some of the bigger cryptocurrencies that can be accepted are:
- Bitcoin (BTC)
- Ethereum (ETH)
- Tether (USDT)
- USD Coin (USDC)
- Ripple (XRP)
- Cardano (ADA)
- Solana (SOL)
- Dogecoin (DOGE)
Crypto.com also accepts their own native token called Cronos (CRO). Noteworthy is that two major cryptocurrencies are missing: BNB and Binance USD (BUSD). Respectively, these are the number 5 and 7 biggest cryptocurrencies in existence. Both coins belong to a competitors exchange called Binance, which could explain their absence.
Ease of setup
- Shopify
- Woocommerce
- Magento
- Prestashop
- Ewid
- OpenCart
- nopCommerce






Finally, it is also possible to integrate the crypto.com payment gateway using their API connection