logo Pay review

Accept over 30 cryptocurrencies from users that have the app installed.
Rating: 7.5

About Pay is a well known name in the cryptospace with their crypto exchange that currently has over 50 millions users. Besides an exchange, expanded their services towards credit cards, crypto wallets and also a crypto payment gateway. All in order to achieve their mission: “to accelerate the world’s transition to cryptocurrency”.

Their payment gateway works great for very competitive fees. However, there are also some important limitations. Read our full Pay review below.

Overall judgement Review scores


Transaction fees




Accepted cryptocurrencies


Ease of setup


Customer support




Transaction fees Pay has one of the more attractive fees as they do not charge any transaction fees. They do however charge 0.5% in settlement fees and 1% in payout fees, which are not as clearly communicated. Finally, only selected merchants are currently able to receive payouts in fiat. Overall, the total fees are still competitive, including their more hidden fees.

Functionalities actually delivers two types of crypto payment methods.


  • The first being the option for users to complete their purchase using their app and balance.
  • The second option enables, after a merchant activates this, customers to pay with well known external wallet connection like Metamask and Walletnow.


The first option works very smooth, is competitive in fees and is safe. There is one obvious drawback, if the customer is not one of the 50 million users, he or she will not be able to pay.


This is likely the reason for Pay also providing the option for merchants to enable these external wallet connections. We do not recommend activating these external wallets as this can harm the safety of your own customers, as you can read in our safety blog.


Besides this, Pay delivers an invoicing system and volatility protection as every purchase will be automatically converted to a pre-defined currency, which can include fiat.

Zypto Pay logo
Zypto Pay is our best rated cryptocurrency payment gateway
Accept all cryptocurrencies for the lowest fee of 0.5%

Accepted cryptocurrencies Pay enables merchants to accept over 30 different cryptocurrencies. Some of the bigger cryptocurrencies that can be accepted are:

  • Bitcoin (BTC)
  • Ethereum (ETH)
  • Tether (USDT)
  • USD Coin (USDC)
  • Ripple (XRP)
  • Cardano (ADA)
  • Solana (SOL)
  • Dogecoin (DOGE) also accepts their own native token called Cronos (CRO). Noteworthy is that two major cryptocurrencies are missing: BNB and Binance USD (BUSD). Respectively, these are the number 5 and 7 biggest cryptocurrencies in existence. Both coins belong to a competitors exchange called Binance, which could explain their absence.

Ease of setup Pay is easy to integrate within your website within minutes with pre-build integrations and extensive documentation. Integrations exist for:
  • Shopify
  • Woocommerce
  • Magento
  • Prestashop
  • Ewid
  • OpenCart
  • nopCommerce

Finally, it is also possible to integrate the payment gateway using their API connection 

Frequently asked questions Pay is a robust crypto payment gateway provided by It offers a convenient solution for merchants to accept payments in over 30 different cryptocurrencies. With Pay, merchants can expand their customer base and tap into the growing crypto market by offering cryptocurrency payment options alongside traditional payment methods.

Yes, Pay is a reputable and safe payment gateway. is a well-known and established brand in the cryptocurrency industry, offering a range of services including an exchange, crypto wallets, and credit cards. They prioritize security measures to protect user funds and have implemented industry-standard security practices.

Integrating Pay into your website or online store is a straightforward process. provides pre-built integrations for popular platforms such as Shopify, WooCommerce, Magento, and others. Merchants can follow the provided documentation and guides to seamlessly integrate the payment gateway within minutes. Pay offers two main payment methods to facilitate transactions. The first method allows users of the app to complete their purchases using their app and crypto balance. This method provides a smooth and convenient experience for existing app users, as they can directly utilize their funds without additional steps.

The second method involves enabling external wallet connections, such as Metamask and Walletnow, for customers to make payments using their preferred wallets. This option broadens the reach of Pay beyond existing app users, allowing merchants to cater to a wider customer base. Additionally, Pay provides an invoicing system and offers volatility protection by automatically converting purchases to a pre-defined currency, which can include fiat, mitigating the impact of price fluctuations during transactions.

A: Yes, Pay requires KYC (Know Your Customer) verification during the registration process. To use Pay, users are asked to provide their full legal name, a picture of a government-issued ID (such as a passport, national ID, or driver’s license), and a selfie. The KYC process is conducted within the app, and users are advised not to send the required information via email or any other communication method.


Once the information is submitted, the verification process begins, which is reviewed by the team. The verification process is case-by-case and can take anywhere from a few hours to a couple of business days, depending on factors such as the user’s country, nationality, and the quality of the submitted documents. If the verification process takes longer than three business days, users can contact’s support through the in-app chat for further assistance.


It’s important to follow the instructions provided by and only provide the requested personal information. The verification process ensures compliance with regulatory requirements and helps maintain a secure environment for users. Once the verification is approved, users can proceed to buy, sell, store, send, and track cryptocurrencies, as well as utilize features like Crypto Earn and Pay. Pay is headquartered in Singapore, located at 1 Raffles Quay, 09 06. In addition to its Singapore headquarters, also has office locations in:


  • Dublin, Ireland
  • San Ġiljan, Malta
  • London, United Kingdom.
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