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Zypto Pay review

Zypto Pay is our best reviewed cryptocurrency payment gateway and the world’s fastest growing blockchain payment system
Rating: 8.9

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About Zypto Pay

Zypto Pay, formerly known as FCF Pay, has been making waves in the cryptocurrency world, recognized for its innovative payment solutions. This resulted them in winning the ‘Most Innovative Project of 2022’ award at the Dubai crypto expo and being the self-proclaimed world’s fastest growing blockchain payments system.


Zypto’s mission is straightforward: to simplify cryptocurrency usage for everyone. With a suite of products tailored to crypto payments, Zypto aims to make transactions seamless and accessible. In this Zypto Pay review, we’ll delve into this crypto payment gateway, specifically focusing on how it helps merchants accept cryptocurrency payments with ease, accompanied by low fees. If you’re interested in learning more about Zypto’s additional features, such as its wallet, debit cards, or gift cards, be sure to explore our comprehensive Zypto review.

Overall judgement

Zypto Pay Review scores


Transaction fees




Accepted cryptocurrencies


Ease of setup


Customer support




Transaction fees

Zypto Pay offers some of the lowest transaction fees in the industry, ranging from 0.5% to 1.5% based on transaction volume. These competitive rates ensure that merchants can enjoy cost-effective transaction processing while utilizing Zypto Pay’s payment solutions.


For white label tenants of Zypto Pay, the fees are even lower, allowing them to further enhance their profitability and provide added value to their customers.


Zypto Pay stands out with its suite of innovative features designed to streamline cryptocurrency transactions for merchants and customers. Here’s a closer look at what Zypto Pay has to offer:

Zypto Pay’s Smart Swap feature acts as a shield against market volatility, automatically converting incoming cryptocurrencies to stablecoins or fiat currencies (USD/EUR). This ensures stability for merchants in the face of sudden price fluctuations.

Zypto Pay has partnered with a diverse range of companies to facilitate seamless transfers of cryptocurrencies to fiat currencies. Merchants can choose from various options to convert their cryptocurrency holdings into traditional currency with ease.

Whether merchants operate in the digital space or brick-and-mortar stores, Zypto Pay offers versatile payment gateways tailored to their needs. This flexibility ensures smooth transactions across different platforms.

Zypto Pay provides an intuitive invoicing system that simplifies the process of generating and sending invoices to customers in various cryptocurrencies. This streamlines transactions and enhances convenience for both merchants and customers.

With Zypto Pay’s white-label solution, merchants and payment service providers (PSPs) can customize and brand the crypto payment gateways as their own products. This customization option allows businesses to maintain their branding while offering a seamless payment experience to customers.

Zypto Pay’s user-friendly donation widget enables merchants to accept cryptocurrency donations effortlessly on their websites. This feature fosters community engagement and supports charitable causes.

Zypto Pay also offers crypto debit cards, crypto gift cards and a crypto bill payments service, providing users with additional avenues for accessing and utilizing their cryptocurrency holdings, as discussed in the general Zypto review.

In essence, Zypto Pay’s innovative functionalities empower merchants to seamlessly manage cryptocurrency payments, ensuring a smooth and secure transaction experience for all parties involved.


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Zypto is our best rated cryptocurrency payment gateway
Accept all cryptocurrencies for the lowest fee of 0.5%

Accepted cryptocurrencies

Zypto Pay provides merchants with the flexibility to accept payments in a diverse range of cryptocurrencies, boasting over 80 options. This extensive selection includes all of the most prominent cryptocurrencies in the market, ensuring that merchants can accommodate the preferences of their customer base. Among the accepted cryptocurrencies are industry giants such as Bitcoin (BTC), Ethereum (ETH), Tether (USDT) and many more as shown below. This wide array of supported cryptocurrencies ensures that merchants can always effectively handle the requested cryptocurrency transactions.


Ease of setup

Setting up Zypto Pay for your business is a straightforward process, designed to minimize complexity. Whether you’re an e-commerce entrepreneur or a brick-and-mortar retailer, integrating Zypto Pay into your payment system is hassle-free. With pre-built integrations available for popular platforms like WooCommerce, Magento, and PrestaShop, you can seamlessly incorporate Zypto Pay into your existing infrastructure. Additionally, detailed documentation is provided for those who prefer API integration, ensuring a smooth and streamlined setup process. Should you encounter any challenges along the way, Zypto Pay’s dedicated support team is readily available to provide assistance and guidance, ensuring that you can start accepting cryptocurrency payments with confidence.


Zypto Pay prioritizes ensuring the safety and security of transactions to build confidence in both merchants and customers. When processing cryptocurrency payments, Zypto Pay implements a secure checkout page, offering customers the option to scan a QR code or copy a wallet address. This method is widely regarded as the safest way to complete crypto transactions, minimizing the risk of unauthorized access or fraudulent activities.


Moreover, Zypto Pay’s system is built on an industry-standard, fully encrypted multichain cryptocurrency vault, similar to those employed by major cryptocurrency exchanges. This robust infrastructure guarantees the protection of both merchant and customer funds, providing a shield against potential security breaches.


By employing advanced security measures, including a secure checkout page and an encrypted vault, Zypto Pay ensures the integrity of transactions, fostering trust and reliability throughout the payment process.

White-label solutions

Zypto’s white-label solution presents many advantages for merchants and payment service providers (PSPs) venturing into cryptocurrency payments. Recognized as our top-rated white-label crypto payment gateway, this solution enables businesses to customize and rebrand the payment gateway as their own, streamlining operations and saving valuable time and resources in building a suitable crypto payment gateway.


For an exhaustive overview of white-label crypto payment gateways and to explore alternative providers, we recommend consulting our comprehensive analysis of the best white-label crypto payment gateways. This article gives detailed insights on a range of white-label providers so you can make a well-informed decision regarding white-label solutions.

How to create an account on Zypto Pay

Step 1: Sign up for a Zypto Pay business account by visiting the Zypto Pay registration webpage. Make sure you have selected ‘business’ and finalize this step by providing your information.

Step 2: Thereafter, you will receive an email from Zypto Pay. Click the ‘Verify email address’ button.

Step 3: You are now able to login on the website. Upon logging in, you will be directed to the dashboard automatically.

Step 4: Decide which cryptocurrencies you want to accept. We recommend accessing your profile settings by clicking your name in the top right corner and selecting ‘profile’. This will open a new page where you can click on the pencil icon next to your name. Another page will then appear, where you can choose the cryptocurrencies you wish to accept in your store.

Step 5: Start your integration by clicking ‘integrations’ in the left menu and follow the steps, after which you can start accepting cryptocurrency payments.

Frequently asked questions

Zypto Pay is a cutting-edge cryptocurrency payment gateway aimed at simplifying the process of accepting digital currencies. It provides merchants and individuals with a seamless platform to conduct transactions in various cryptocurrencies securely, efficiently and against low fees.

Yes, Zypto Pay is a reputable and secure platform. It prioritizes the safety and security of transactions, implementing robust measures to safeguard user funds and data. Its use of secure checkout pages and encrypted vaults ensures that transactions are conducted safely and reliably.

Using Zypto Pay is simple. Create an account on their website as a merchant or individual, select the cryptocurrencies you want to accept, integrate Zypto Pay into your e-commerce platform or website using their pre-built tools or API, and start accepting crypto payments hassle-free.

Zypto Pay acts as a vital link between customers engaging in cryptocurrency transactions and merchants who accept such payments. Operating securely, it oversees the processing of payments, with the added flexibility to convert cryptocurrencies into fiat currency or stablecoins if desired. Afterward, Zypto Pay seamlessly transfers the funds to the merchant’s account, ensuring a smooth and efficient transaction experience for all parties involved.

No, Zypto Pay offers a convenient payment experience without the need for extensive identity verification or KYC requirements, ensuring a hassle-free process for users.

Zypto Pay’s is registered in Poland with the head offize in Lodz.

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