Best white label crypto payment gateways

White-label crypto payment gateways
Crypto is becoming more and more adopted, which raised the demand for crypto payment solutions. This was also shown by a Deloitte survey that found that more than 87% of the top US merchants believe cryptocurrency payments offer them a competitive advantage. Then why are crypto payments not fully adopted yet by these merchants? The answer is that over 44% have invested millions, but are limited by the complexity of the integration of crypto payments.One could choose to integrate a crypto payment gateway from an external partner, of which we have made many reviews. But those that want to truly have their own gateway, a simple solution exists: a white-label crypto payment gateway. Discover the best white-label crypto payment gateways in this blog.
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Alan Ledford

Alan Ledford is a seasoned e-commerce enthusiast with a passion for cryptocurrencies. With years of experience in the digital payments industry.

What is a white-label crypto payment gateway?

A white-label crypto payment gateway is a fully developed solution for handling cryptocurrency payments. It can be seamlessly integrated into an organization’s operations and customized to match their branding. This allows businesses to offer cryptocurrency payment processing without the need to create their own system from scratch, saving time and resources. It’s a convenient way to stay competitive in the cryptocurrency space while maintaining brand consistency and expanding the customer base.


Contact us for tailor-made advice and discounted transaction fees

Contact us for personalized advice on selecting the right crypto payment gateway, tailored to your unique needs. Additionally, benefit from our industry connections to secure discounted transaction fees.

Advantages of a white-label crypto payment gateway

By using a white-label crypto payment gateway solution, businesses can rebrand the gateway as their own product, saving them significant time and resources. Instead of developing their own payment platform from scratch, which can be a costly and time-consuming process, businesses can simply customize the look and feel of the white-label crypto payment gateway in order to align with their branding and create a seamless and cohesive experience for their customers.

In addition to saving money and time, the white-label solution allows businesses to differentiate themselves in the market and create a memorable payment experience for their customers. By offering a unique and branded payment process, businesses can stand out from their competitors and provide a more personalized experience for their customers. Whether it’s an e-commerce store, a PSP, a brick-and-mortar store, a bank or a non-profit organization, the white-label solution can be used by a wide range of businesses looking to offer a customized payment experience.

In addition to the benefits of rebranding the platform as their own and saving time and resources, businesses that use a white-label crypto payment gateways also benefit from:

One of the most appealing aspects of a white-label crypto payment gateway is its low transaction fees, typically ranging from 0.5% to 1.0%, compared to the 2.0% to 3.5% charged by conventional payment processors like PayPal and Visa. This competitive pricing model significantly reduces transaction processing costs for businesses and payment service providers, enabling them to pass on these savings to customers or enhance profit margins.

Unlike traditional payments, cryptocurrency transactions are irreversible, providing businesses with greater financial predictability, enhanced security against fraud, reduced administrative overhead, simplified accounting, stable cash flow, and increased customer trust.

Cryptocurrency transactions often provide the significant advantage of immediate access to funds for both businesses and payment service providers. While it’s important to note that the availability of instant access may vary among different crypto payment gateways, many offer real-time instant payouts. This means that as soon as a transaction is completed, funds are accessible without delay.

This rapid access to funds stands in stark contrast to traditional payment methods, which frequently involve long settlement periods.

Embracing a cryptocurrency payment option empowers businesses and payment service providers to tap into under-banked or underserved markets, such as those found in many African countries, like Nigeria, where a significant 47% of the population utilizes cryptocurrencies. These regions often face limited access to traditional financial institutions, resulting in substantial portions of the population being excluded from the formal financial system.

By offering an alternative payment solution that transcends traditional banking infrastructure, businesses and payment service providers can connect with a new customer base and expand their market reach, potentially increasing revenue and brand recognition.

By adopting a cutting-edge payment solution like a white-label crypto payment gateway, businesses and payment service providers can position themselves as innovators in the market. This commitment to staying ahead of the curve can attract significant media attention and showcase dedication to meeting the evolving needs of customers. Being associated with innovative technology can not only enhance brand reputations but also draw in tech-savvy customers who value businesses and payment service providers that embrace forward-thinking solutions. Innovative approaches may even encourage partnerships or collaborations within the cryptocurrency space, fostering additional growth and opportunities for businesses and payment service providers

The best rated white-label crypto payment gateways

Now we know what a white-label cryptocurrency payment gateway is and are familiar with the advantages, let’s take a look at the best options available. Note that there are currently only a limited amount of white-label solutions in this field due to the novelty and complexity, and we have displayed the best below. If you are interested in a non white-label solution, please visit our best crypto payment gateway page.

Why should you trust our reviews? At, our reviews are the result of thorough investigation, industry expertise, and continuous refinement. Here’s why you can rely on our assessments:

  • In-depth Research & Expertise:
    We’ve dedicated over 130 hours to meticulously study and evaluate more than 20 cryptocurrency payment gateways. With a diverse background spanning webshops, financial services, and crypto, our team offers a comprehensive understanding of the industry. This ensures our reviews are insightful, well-informed, and grounded in practical experience.
  • Hands-On Evaluation:
    We believe in getting our hands dirty. Each payment gateway undergoes rigorous testing – from account creation to transaction execution. By immersing ourselves in the process, we gain firsthand insights into functionality, security, and user experience. This approach enables us to provide nuanced evaluations beyond surface-level observations.
  • Continuous Enhancement:
    Our commitment doesn’t end with publication. We actively monitor industry trends and solicit feedback from our audience. This allows us to refine and update our reviews, ensuring they remain relevant and valuable resources. Whether it’s incorporating reader insights or staying ahead of emerging developments, we’re dedicated to improving the quality of our reviews continuously.

1. FCF Pay

FCF Pay is a crypto payment gateway that has also implemented a white-labeling solution and is currently our #1 rated gateway overall, as you can read in our in-depth FCF Pay review. Their goal is making crypto payments easy, and this has helped them in winning the award for the ‘Most innovative project of 2022’ at the Dubai crypto expo in 2022.

Transaction fees

One of FCF Pay’s most enticing features is its remarkably low transaction fees. For organizations that process a minimum of $50,000, fees are set at a mere 0.5%, positioning it among the most cost-effective options available. Even for organizations processing less than $10,000, the highest possible fee is only 1.5%, making FCF Pay an attractive choice for businesses of all sizes seeking to minimize their payment processing costs.

Accepted currencies

FCF Pay sets itself apart with its remarkable flexibility in accepting a wide range of cryptocurrencies. With support for over 80 different currencies, it boasts one of the most extensive selections among both white-label and non-white-label solutions. From well-established cryptocurrencies like Bitcoin, Ethereum, and Tether to emerging options such as BNB, Ripple, and Cardano, FCF Pay empowers merchants with the freedom to transact in the specific currencies that align with their preferences and strategies.


The white-label solutions offers full customizability, so it can be fully rebranded. For instance, the logo, background and favicon of the checkout page can be changed in order to reflect your own brand. Finally, the white-labeling solution can be set-up rather fast though pre-built plugins or a custom API which can be achieved within hours/days depending on the integration.

Extra functionalities

In addition to its core offerings, FCF Pay provides a wealth of additional integrations and features. These include volatility protection mechanisms, an offline payment gateway, a robust crypto invoicing system, a crypto credit card option, a donation widget, and more. These supplementary functionalities enhance the overall value proposition of FCF Pay and cater to diverse business needs.


In summary, FCF Pay is a noteworthy player in the crypto payments arena, distinguished by its innovative approach, flexibility, and cost-effective solutions. Its competitive transaction fees, broad range of supported currencies, customizable white-label options, and supplementary features make it a strong choice for businesses seeking reliable crypto payment solutions that align with their needs.

2. CoinsPaid

CoinsPaid stands at the forefront of cryptocurrency payment solutions, seamlessly merging the cutting-edge world of digital assets with traditional financial tools. Their mission is crystal clear: Providing smooth cryptocurrency payment solutions in synergy with traditional financial tools. Coinspaid delivers personal crypto wallets and crypto payment services in which the latter is incorporated with a white-label solution.


One of CoinsPaid’s key advantages is its fee structure, with fees set at 0.8%. This fee rate is slightly lower than the industry standard of a flat 1%, making it an attractive choice for individuals and businesses looking to minimize their transaction costs. While CoinsPaid’s fees are competitive, it’s worth noting that higher volume businesses may find the more cost-effective solution of FCF Pay better suited.

Accepted currencies

With CoinsPaid’s white-label gateway, users can accept over 50 different cryptocurrencies. This vast selection of supported digital assets ensures that customers have the flexibility to pay using their preferred cryptocurrency, enhancing accessibility and convenience.


CoinsPaid’s integration process, while comprehensive, does require a bit more time compared to some other crypto payment processors. Businesses should be prepared for an integration timeline of up to a month. While this may seem like a longer wait, it’s a testament to the thoroughness of CoinsPaid’s integration process, ensuring that all aspects are set up correctly for a seamless payment experience.


In conclusion, CoinsPaid stands out as a forward-thinking solution for cryptocurrency payments that effortlessly merges digital assets with traditional financial tools. With competitive fees, extensive cryptocurrency acceptance, and a commitment to integration excellence, CoinsPaid is well-positioned to meet the diverse needs of both individual users and businesses in the ever-evolving world of cryptocurrency transactions.

3. Billbitcoins / Hashcash Consultants

Billbitcoins, a subsidiary of HashCash Consultants, ventures into the realm of white-label crypto payment gateways, accompanied by an array of tech-driven products aimed at providing businesses with a competitive edge. HashCash Consultants’ portfolio extends beyond crypto payments, incorporating Blockchain, Big Data, AI, and other cutting-edge offerings.


One of the distinctive features of Billbitcoins is its fee structure, which is set at a flat 1%. While this fee rate may appear to be on the higher side, it’s essential to evaluate it in the context of the services offered and your business’s transaction volume. This fee structure might be less favorable for smaller businesses or those with high transaction frequencies but could be more competitive for larger enterprises.

Accepted currencies

Billbitcoins’ approach to cryptocurrency acceptance is more selective, as it supports a limited number of cryptocurrencies compared to some of its competitors. The restricted range may pose limitations for businesses and customers who prefer to use a broader selection of digital assets for transactions.


In conclusion, Billbitcoins, operating under the umbrella of HashCash Consultants, offers a balanced crypto payment solution with unique characteristics. While its flat 1% fee structure may not be the most cost-effective for all businesses, it’s important to consider its utility in conjunction with your specific transaction volume. The limited cryptocurrency support may be a drawback for some, but the platform’s valuable integrations, including an offline payment gateway and invoicing system, can provide essential functionality to businesses seeking a reliable and feature-rich crypto payment gateway.


In conclusion, the world of cryptocurrency payments is evolving rapidly, and white-label crypto payment gateways offer a compelling solution for businesses seeking to embrace this digital revolution. These gateways bring a host of advantages, from cost savings to customization options that align with your brand identity.

As you venture into the realm of cryptocurrency payments, it becomes paramount to choose a solution that not only aligns with your organization’s vision but also provides a seamless experience for your customers. With a plethora of choices available, including FCF Pay, CoinsPaid, and Billbitcoins from HashCash Consultants, you have the tools at your disposal to make an informed decision. Remember, the success of your crypto payment gateway ultimately depends on factors like competitive fees, broad coin support, functionality, and visual appeal to your customers. Each of these white-label solutions offers a unique set of features, so it’s essential to assess your specific needs and preferences.

In this ever-evolving landscape, FCF Pay has emerged as a top contender, boasting low fees, extensive coin acceptance, and customizable options that can cater to businesses of various sizes. However, if your transaction volume falls below $10,000, CoinsPaid provides a cost-effective alternative.

The future of payments is undeniably digital, and the choice you make today can shape the trajectory of your business. Explore your options, consider your goals, and select the white-label crypto payment gateway that best aligns with your vision. Embrace innovation, stay competitive, and offer your customers a seamless and memorable payment experience in the world of cryptocurrency.

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